Exclusives 

In spite of the inevitability of spring flooding, fewer than 10 percent of Midwest residents living in high-risk areas have flood insurance. How can you help your clients understand the importance of this protection? ...

Although the CEOs of four global insurers are seeing some green shoots of economic improvement, they predict a long, slow recovery and a soft insurance market cycle that could extend well into the decade....

Many boat owners don’t have proper insurance coverage for their craft. It’s not until they find out the hard way they weren’t insured correctly: claim time. ...

About 20 minutes into the cruise, the boat capsized, throwing the 47 passengers and the captain into the water. The lawsuit involves the families of the victims and the owner of another boat, whose wake allegedly contributed to the tour boat capsizing. ...

The Texas A&M University racing sailboat capsized June 6, 2008, when its keel and a portion of the hull surrounding it broke off during a race. ...

Officials report the fire was ruled as arson. The University of New Hampshire sailing team uses the boat house, and the club sport is scheduled to start practice at the end of March. ...

Congress's stall to reauthorize the National Flood Insurance Program (NFIP) has thrown the insurance market into disarray. With more than 5.6 million policies in effect, and so much at stake, what can agents and brokers do to advise their customers? ...

A survey of independent property-casualty agents reports that they find the technology carriers offer them has problems with ease of use and real-time integration....

Although independent agents and their carriers command 80 percent of the commercial lines market, they only write 34 percent of personal lines. The newly launched Personal Lines Growth Alliance (PLGA) wants to change all that. ...

Many of today's independent consulting firms are founded by professionals unable to find other employment. Insuring these professional firms can pose a challenge for insurance agents. ...